FOREX

>> Saturday, May 2, 2009

Forex Market Basics
The Foreign Exchange market (also referred to as the Forex, FX market, "Cash" Forex or Spot Forex market ) is the largest financial market in the world, with more than $1.5 trillion changing hands every day — 30 times larger than the combined volume of all U.S. equity markets. Another major feature of the Forex market is that it operates 24 hours a day, corresponding to the opening and closing of financial centers in countries all across the world, starting each day in Sydney, then Tokyo, London and New York. At any time, in any location, there are buyers and sellers, making the Forex market the most liquid market in the world.
What to trade in Forex Market?
In the forex market, currency trading is always done in currency pairs, such as EUR/USD or GBP/USD. Accordingly, all trades result in the simultaneous buying of one currency and the selling of another. The base currency is the "basis" for the buy or the sell. It is useful to consider the currency pair as an instrument, which can be bought or sold.
Understanding Forex quote
Base currency: The first currency in the pair.
Counter Currency: The second currency in the pair. Also known as the terms currency.
The US dollar is the centerpiece of the Forex market and is normally considered the ’base’ currency for quotes. This includes USD/JPY, USD/CHF and USD/CAD. For these currencies and many others, quotes are expressed as a unit of $1 USD per the second currency quoted in the pair. For example, a quote of USD/CAD 1.1302 means that one U.S. dollar is equal to 1.1302 Canadian dollar.
BID and ASK Prices
When trading forex you will often see a two-sided quote, consisting of a ’bid’ and ’ask’. The ’bid’ is the price at which you can sell the base currency (at the same time buying the counter currency). The ’ask’ is the price at which you can buy the base currency (at the same time selling the counter currency).
Commission-free, but with spreads
Most Forex brokers offer commission-free Forex trading. Spread - The difference between the bid and ask price of a currency. Normally 3-5 pips on the Majors.
Rollover - What happens to my open positions at the end of the trading day?
Process whereby the settlement of a deal is rolled forward to another value date. The cost of this process is based on the interest rate differential of the two currencies. Most brokers will automatically roll over your open positions, allowing you to hold a position for an indefinite period of time.
Leverage & Margin
The leverage available in forex trading is one of main attractions for many traders। Leveraged trading, or trading on margin, simply means that you are not required to put up the full value of the position. Forex brokers provide more leverage than stocks or futures. In forex trading, the amount of leverage available can be up to 400 times the value of your account.
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my photos

>> Sunday, April 19, 2009













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LASER HAIR REMOVAL

>> Thursday, April 16, 2009



Back: Before and after…
We offer affordable laser hair removal for men and women. Our GentleLASE alexandrite laser is Candela's premier laser for removing hair quickly, comfortably and effectively. The GentleLASE operates fast and features dynamic cooling to maximize our patients’ comfort.
The GentleYAG is the fastest and most powerful YAG laser on the market today. It effectively treats all skin types, including tanned skin, offering unmatched treatment capabilities in permanent hair reduction. The GentleYAG features Candela’s patented cryogen cooling system.
With the GentleYAG laser we are able to remove unwanted hair from all skin types, including dark skin which previously could not be treated with laser.

How does laser treatement works?

The laser creates a beam of high-intensity light that penetrates deep into skin tissue where it delivers a controlled amount of targeted therapeutic heat. Candela’s patented cooling technology protects the upper layers of your skin with a cooling burst of cryogen. Together, the long-pulse laser and cooling offer optimal treatment with minimal side effects.


What can I expect during treatment?

You will wear safety eyewear to protect your eyes from the laser light. Your practitioner will guide the laser to the treatment areas with a small hand piece. Each laser pulse may be preceded by a short pulse of cooling spray. A treatment could take as little as a few minutes to as long as an hour, depending on the area and condition being treated.


Does it hurt?

Some patients may feel a slight discomfort with each laser pulse, sometimes described as the snapping of a rubber band on the skin. This discomfort resolves in several seconds and is minimized by Candela’s cooling technology. For some patients, a topical anesthetic may be used prior to treatment. Be sure to discuss this with our staff.


How many treatment sessions will I need?

The number of sessions depends on the treatment you require and the condition of your skin. For hair removal, multiple treatments are required, as the process is most effective when the hair follicle is in its active growth phase. Many factors impact the effectiveness of individual laser treatments, including the size of the area being treated and the amount of hair.
In our experience, with most patients it takes five treatments to reduce unwanted body hair by about 80%.


How do I prepare for treatment?

Patients scheduled for hair removal should avoid plucking, electrolysis or hair waxing for six weeks prior to treatment. Also, any hair should be completely removed by shaving, and your skin should be thoroughly cleaned and dried, removing any makeup, creams, oils, topical anesthetics or skin tanning products before laser treatment. The intended treatment area should not be exposed to sunlight or tanning booth light for 14 days prior to treatment


What precautions should I take after treatment?

After laser treatment, prevent sun exposure by applying sunblock (SPF 30 or above). In the first few days after treatment, don’t scrub or rinse the treated areas with abrasive skin cleansers. Our staff may advise additional precautions.


Are there side effects?

Your risks are minimal. Side effects may include redness, swelling, hyperpigmentation, hypopigmentation, blistering, and purpura (a laser bruise), in the treated area – these usually do not last more than a few days. Permanent side effects are rare. Be sure to discuss potential side effects with our staff.


Are these treatments covered by insurance?

Most insurance companies do not offer reimbursement for cosmetic procedures. Consult your insurance carrier for conclusive information.



Electrolysis


Maureen Schantz has been practicing electrolysis for 15 years. She and her staff of certified electrologists offer both thermolysis and blend methods, as well as laser hair removal, and maintain the highest medical standards.
Electrolysis is a proven means of permanent hair removal. The procedure is done over a series of treatments with a trained, certified electrologist. A free consultation explains exactly how electrolysis works, and then a treatment plan is devised based on the client's objective. We use only disposable needles in our treatments.

Waxing Waxing is a cost effective and expedient way of removing unwanted hair। Our experienced staff serves men and women.

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Global economy will get better in 2010 if companies work together

WASHINGTON - The global economic meltdown may be starting to wind down, and recovery could emerge in 2010 if countries act together and immediately adopt policies aimed at ending the recession, the head of the International Monetary Fund said Thursday.
Dominique Strauss-Kahn said "2009 will almost certainly be an awful year; we expect global growth to enter deeply negative territory."
He said the impressive economic gains many countries have made during the past decade are threatened.

Of greater concern, he said, is the effect the crisis will have on low income countries, threatening "to cast millions back into poverty; the human consequences here could be absolutely devastating."
Strauss-Kahn said at last month's G-20 summit in London that presidents and prime ministers from rich countries and emerging market nations focused on urgent actions needed to restore growth and on what must be done to repair some of the underlying problems that caused the world crisis.
He said changes should focus on three areas: the financial sector; more fiscal stimulus "because we are not out of the woods yet," and provision of the money necessary to help countries overcome the economic and social costs of the crisis.
"The freefall in the global economy may be starting to abate, with a recovery emerging in 2010," he said.
Strauss-Kahn said banks and other financial institutions must be made whole first "if we are to get the global economy moving again. Until this is done, attempts to restore demand are likely to falter."
Strauss-Kahn, a former French finance minister, said the area where the ministers were boldest was their agreement to triple the IMF's lending capacity to an unprecedented $750 billion and to double the resources the IMF has for lending to low-income countries,
"We now have the resources to make a difference," he told the National Press Club in a speech previewing the IMF spring meeting coming April 25-26.
He said the IMF, a 185-nation Washington-based lending institution, must now live up to the trust placed in it by the international community.
"It cannot be simply `business as usual," Strauss-Kahn said. `The IMF needs to adapt. Its lending must be more flexible and better tailored to country circumstances."
He said the IMF has addressed a major gap in the global financial architecture by introducing a new line of credit that would grant rapid upfront financing in large amounts with few, if any, conditions for a country with a proven economic track record.
"Mexico and Poland already have sought access to this new facility, and I expect more countries to follow suit," Strauss-Kahn said. "More generally we are committed to providing larger amounts and more upfront financing across the board" to encourage countries to approach the IMF early before its economy begins to unwind.
Earlier the IMF said the economic meltdown many countries are experiencing is likely to last longer than typical recessions and be followed by a weaker than average recovery.
The IMF said the combination of a widespread financial crisis and an economic downturn affecting many countries at the same time is historically rare, and interpretations of these events should be made with caution.
"Nonetheless, the fact that the current downturn is highly synchronized and associated with deep financial crises suggests that it is likely to be persistent, with a weaker-than-average recovery," the IMF said in the analytical chapters to its semiannual World Economic Outlook released in advance of the report's publication next week.
Economic recessions usually are short and recoveries are strong, the IMF said, with a typical recession lasting about a year and the ensuing bounce-back expansion lasting more than five years.
Recessions associated with broad financial crises, however, typically have been severe and drawn out, the IMF said.
Excluding the present recession, there have been three episodes since 1960 during which 10 or more of the 21 advanced economies the IMF studied were in recession at the same time: 1975, 1980 and 1992.
"The duration of a synchronous recession is, on average, nearly 1 1/2 times as long as a typical recession," the IMF said. "Recoveries are usually sluggish, owing to weak external demand, especially if the United States is in recession."
Copyright 2009 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed


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The Life Insurance Settlement

>> Tuesday, April 7, 2009



The Life Insurance Settlement


Life insurance protection is suited to provide your family with the help they need when you no longer can provide it. A life insurance product will provide your family with a life insurance settlement that will provide for many aspects that you can not possibly provide if you are not there. The settlement will come to them at the very best time for it, when they are too grief stricken to worry about what to do.
Consider the options that you have in life insurance. There are many to select from, but determine the best product for you. Protective life insurance can help you to make things work when you aren’t there to protect your family.
Term life insurance protection will provide a life insurance settlement to your family if you pass away during the time of the term. If you live beyond this time, you are not going to have any protection.
Whole life insurance protection will provide your family with coverage for your entire life. If you pass away tomorrow, they are covered. If you are around for many more years, they are still covered.
Return of premium insurance will provide for a life insurance settlement that is the amount that you will pay into it. You purchase it as a term life insurance product. If you live beyond this timeframe, your family will get the amount that you paid in premiums over the course of the term.
Which is the right life insurance product for your needs? To find out, compare the various protective life insurance policy options you have. Get started today at protecting your family’s future with an
online insurance quote.



Life insurance offers financial security for you and your family. It can help fill the gap left by your sudden demise, in case.....
The Life Insurance Settlement
Life insurance protection is suited to provide your family with the help they need when you no longer can provide it. A life insurance product will provide your family with a life insurance settlement that will provide for many aspects that you can not possibly provide if you are not there. The settlement will come to them at the very best time for it, when they are too grief stricken to worry about what to do.
Consider the options that you have in life insurance. There are many to select from, but determine the best product for you. Protective life insurance can help you to make things work when you aren’t there to protect your family.
Term life insurance protection will provide a life insurance settlement to your family if you pass away during the time of the term. If you live beyond this time, you are not going to have any protection.
Whole life insurance protection will provide your family with coverage for your entire life. If you pass away tomorrow, they are covered. If you are around for many more years, they are still covered.
Return of premium insurance will provide for a life insurance settlement that is the amount that you will pay into it. You purchase it as a term life insurance product. If you live beyond this timeframe, your family will get the amount that you paid in premiums over the course of the term.
Which is the right life insurance product for your needs? To find out, compare the various protective life insurance policy options you have. Get started today at protecting your family’s future with an
online insurance quote.



Life insurance offers financial security for you and your family। It can help fill the gap left by your sudden demise, in case.....

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AMERICA'S NEXT TOP MODEL

>> Monday, April 6, 2009



AMERICA'S NEXT TOP MODEL
Returns to New York City on Saturday, April 11 to hold one final open call for Cycle 13. As previously announced, females age 18 to 27, of diverse backgrounds, shapes, sizes and with a height requirement of 5'7" and under are eligible to audition. Confirmed location will be posted to www.cwtv.com later this week. Audition Rules and Guidelines: 1. No lining up overnight and no lining up prior to 6:00am. Registration will begin at 7:00am. These times may be amended at Producer's discretion. 2. Proof of age is required to enter the line. Acceptable identification must include picture and birth date. 3. Colors of wristbands indicate when your scheduled audition time will be. If your scheduled audition time is several hours or more from the time that you receive your wristband, then we encourage you to leave and come back. 4. Only women applying should stand in line. If someone is just short of being 18, she can have one guardian with her. Please note that you must turn 18 by April 15, 2009 to audition. 5. Please make sure that you have everything you need to audition before you get into any line (for wristbands, etc.). You will only be allowed one bag that can fit comfortably on your lap inside the venue. This will be enforced by security. 6. No jumping in line or holding places in advance for others but it's okay if you're going to the restroom or getting food and water. You're not guaranteed to be allowed back in line. Be courteous to others around you. 7. Casting staff will give special instructions for the disabled. 8. Once in the venue, no ins and outs. 9. Only one audition per open call – do not try again if you've been cut. 10. Casting staff wearing official ANTM gear outside the venue may ask you for information in advance but be careful who you talk to and avoid anyone trying to charge you anything to participate. 11. We reserve the right to change or add to these rules as needed.

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